Questions to take into the decision
- Which residency and documentation rules apply to the actual product?
- How much cash must arrive before closing?
- What exchange-rate and transfer-cost assumptions sit outside the loan?
Miami, FL · Cross-Border Purchase Desk
Plan the purchase.
Keep the dollars clear.
Keep the U.S.-dollar closing plan explicit before comparing a loan.
✓ No signup to calculate✓ Your own assumptions
AN ILLUSTRATIVE DECISION FILEFOREIGN / 01
Illustrative remaining cash to close$269,500Explore this calculation ↗Entered closing charges / prepaids$22,000
$750,000 purchase · $262,500 down · $15,000 earnest money already paid. Charges are illustrative U.S.-dollar amounts.
Currency conversion, transfer costs, borrower eligibility and tax treatment are not calculated.
- 01A U.S.-dollar budget
- 02Documented lender requirements
- 03Closing and transfer timing
miamiforeignbuyerloans.com
The local part of
your bigger picture.
A shared calculation method, with a property-specific checklist. Start with the actual property’s documents.
01 · START WITH THE PARCEL
Miami, FL
Confirm the property’s assessor, tax collector, association obligations and insurance costs. No city tax rate or median home price is assumed by this portal.
Find official local government ↗Your property checklist
YOUR FOCUSED DECISION DESK
Keep the U.S.-dollar closing plan explicit before comparing a loan.
Build the evidence before the estimate
- Lender documentation checklist for the borrower
- USD closing figures and transfer timing
- Independent tax and legal guidance for the transaction
The portal's focus changes the tools and questions. Loan arithmetic stays consistent across the network.
CENSUS PLACE REFERENCE / 2026
Know the place behind the name
Miami city, FL
35.997 square miles of land · 20.076 square miles of water.
Official Census profile ↗Source: U.S. Census Bureau 2026 National Places Gazetteer. A Census place is not necessarily the property's taxing jurisdiction. These figures describe geography, not home values, tax rates or lender pricing.
THE MORTGAGE WORKSPACE
Less guessing.
More knowing.
Follow one question, or work through the whole decision. Every tool shares the same transparent calculation core.
01 ↗
Cash-to-close planner
Build the closing budget from actual charges, credits and money already deposited.
02 ↗Complete mortgage payment
Separate the loan payment from taxes, insurance, HOA and your manually entered mortgage-insurance assumption.
03 ↗Loan-estimate holding-period comparison
Compare fees, points, interest and equity over the same intended ownership period.
04 ↗Rental cash-flow planner
Turn rent, vacancy, operating expenses and financing into a transparent income scenario.
Cross-Border Purchase Desk
A cross-border purchase.
An explicit closing plan.
Currency conversion, transfer costs, borrower eligibility and tax treatment are not calculated.
Build my U.S. closing plan ↗CONNECTED BY DESIGN
Your focused desk.
A wider perspective.
Explore city, state and specialist workspaces across the MITEY U.S. network. Keep the same transparent calculation methods wherever you plan.
THE FIELD GUIDE
A little clarity goes
a very long way.
FIELD NOTE / 01
The number beyond principal & interest
Build a payment that reflects the home you will actually own.
Read the guide ↗FIELD NOTE / 02Compare the loan, not just the rate
Turn two Loan Estimates into a useful side-by-side decision.
Read the guide ↗FIELD NOTE / 03When does refinancing earn its keep?
Compare the monthly benefit, upfront cost and time horizon.
Read the guide ↗THE LOCAL DECISION FILE
A plan for the place behind the mortgage.
Explore Miami place references, dated official resources and the questions to carry into a property-specific budget.
CLEAR ANSWERS / Cross-Border Purchase Desk
Understand the number.
Know what comes next.
Answers about this planning method. Confirm actual loan and property terms with the appropriate source.
Are all amounts in U.S. dollars?
Yes. The U.S. closing example uses dollar inputs for the purchase, down payment, charges, credits and earnest money. Currency conversion and transfer charges are outside this calculation.
Is earnest money added as another fee?
No. Earnest money already paid is subtracted from the remaining closing cash. Do not count the same deposit again as an extra charge.
Does this determine foreign-buyer loan eligibility?
No. Borrower documentation, residency rules, actual product eligibility and tax treatment require independent confirmation with the appropriate lender or adviser.